When you buy a big-ticket item like a car or make a large payment, such as a down payment on a house, you may be asked to pay with a certified check or a cashier’s check. These checks are less likely ...

A certified check tells a seller that your bank has verified that you have sufficient funds to cover the amount. In contrast, a cashier’s check is when a financial institution covers the funds for the ...

Portions of this article were drafted using an in-house natural language generation platform. The article was reviewed, fact-checked and edited by our editorial staff. A certified check is often used ...