Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus ...

A federal court in New York recently construed the meaning of a total disability definition where the insurance policy language includes residual disability coverage. The January 3, 2020 decision came ...

If an employee wears glasses, has high blood pressure or was once diagnosed with a life-threatening disease, is he or she disabled? Based on recent amendments to California’s disability legislation, ...

The Old-Age, Survivors, and Disability Insurance (OASDI) program is the official name for Social Security in the United States. It provides income for those who can’t work due to old age and ...

Individual disability insurance, also known as income protection insurance, is a vital part of any financial plan. Your clients may have a plan in place to reach their goals. However, these plans are ...

One in four 20-year-old Americans will be disabled before they reach age 67, according to the Social Security Administration. This reality underscores the need for long-term disability insurance (LTDI ...

Life insurance is a way to protect your family financially if you pass away unexpectedly. When you become a life insurance policyholder, you pay regular monthly premiums to your provider. In return, ...

The university provides group long-term total disability insurance to full-time staff (both non-exempt and exempt) and faculty. Summaries of the insurance coverages are listed below. The group ...

If you receive a denial letter from your insurer, seek legal advice before appealing the decision, says a leading disability ...