Mar. 24—The largest risk pool that provides insurance coverage to local and county governments in New Hampshire threatens that it will exit the market entirely should a bill tightening regulations on ...
Secretary of State David Scanlan has come out against legislation that would permit the state’s four risk management pools, which provide health, property or casualty insurance for governmental units, ...
High-risk insurance pools set up in many states for individuals with pre-existing and chronic conditions were originally intended to shift to the healthcare law’s insurance exchanges gradually. But a ...
Why do we allow insurance pools, especially in health insurance? Obviously it is a moneymaker for the insurance company, but it appears unique to the insurance industry. My neighbors and I don't pay ...
Some high-risk members of the federally-funded back-up health insurance pools for those with pre-existing conditions saw their costs increase Jan. 1, as the federal government seeks to protect the ...
ICHRAs could either stabilize or destabilize ACA risk pools, with adoption patterns raising concerns about access, equity, ...
Drivers who rack up speeding tickets or cause multiple accidents could have trouble finding affordable auto insurance. While a driving mishap or two are likely to increase your rates, too many ...
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Reducing risk in medical insurance
In a previous instalment, I wrote that the medical insurance sector is facing three big issues: rising risk within the risk-pool; rising healthcare costs, and rising medical claims. As a result, the ...
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What is risk in business insurance?
Insurance risk is the probability of an adverse event that causes an insurance claim. Learn how business insurance risk is assessed and how to lower it.
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