The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

Passengers without Real IDs can still fly if they pay a $45 fee, which covers the cost of additional identity verification ...

The payments your bank doesn’t show you - and how to find and cancel them - Streaming services are a good example of payments which can easily be overlooked ...